Make Sense of Credit Cards

Welcome to Make Sense of Cards - the community website for UK Credit Card users. We provide a one-stop shop for credit card information that is friendly, trustworthy and totally independent, catering for the needs of both novice and expert users. Explore the site using the menu bar above or refer to the "Getting Started" panel on the right hand side for ideas of where to start.


Our Statement of Affairs calculator is now online, this helps track spending and produces printouts for forums

| Calcs | March 2008 |

Our forum is now live, its free to join! Ask for help, or help others with card problems

| Forum | March 2008 |


Top cards

0% balance transfer cards

Card 0% APR
Cap One BT + Purchase Card 16 15.9%
Cap One Platinum 15 12.9%
Virgin Money Card 15 15.9%

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Purchase credit cards

Card 0% APR
Cap One Platinum 15 12.9%
First Direct Gold 12 16.9%
Halifax All In One Card 10 15.9%

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cashback deals

Card Cash APR
AMEX Platinum Moneyback Card 5.0% 18.9%
Cap One Cashback World MCard 4.0% 15.9%
Barclaycard Plat +cashback 2.0% 14.9%

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Life of balance

Card Intro APR
MBNA Plat Rate for Life 4.9% 15.9%
Citibank iTunes Rewards 4.9% 17.9%
Citibank Platinum lob 5.8% 16.9%

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