0% Balance transfer credit cards

Here is our unbiased list of balance transfer cards listing the charges and offers if any.

Unlimited Fees
Card Fee min pay 0% APR Notes
Barclaycard Platinum Extended BT3.20%2.25%2417.9%
representative
HSBC3.30%2.50%2317.9%
representative
Need to be a HSBC account holder and pay in £500 per month. Min salary £8,500
Halifax BT card3.50%1.00%2217.9%
representative
Min income £20K
NatWest Platinum2.90%1.00%2017.9%
representative
Min £10K income.
First Direct Gold2.90%3.00%2016.9%
representative
Need to be a First Direct '1st Account' holder
Virgin Balance Transfer Card2.99%1.00%2016.8%
representative
Halifax 20 month BT Card3.00%1.00%2016.9%
representative
Min income £20K
RBS Platinum3.20%1.00%2017.9%
representative
Min £10K income.
Bank of Scotland Plus3.00%1.00%1816.9%
representative
Nationwide Credit Card2.95%1.00%1715.9%
representative
£5K min income.
Nationwide Select Credit Card2.95%1.00%1712.9%
representative
Must be a 'main account' customer. See T&Cs
Halifax 17 month BT card3.00%1.00%1716.9%
representative
Santander Credit Card3.00%1.00%1717.9%
representative
Platinum Low BT Fee Card1.60%2.25%1618.9%
representative
Fee discounted from 2.1% to 1.6%. T&Cs apply, see website
Virgin All Round Card1.99%1.00%1615.8%
representative
Money transfer fee 4%
AA Balance Transfer Card2.90%1.00%1617.9%
representative
Yorkshire Bank Gold3.00%1.00%1616.9%
representative
Must be a YB customer
Clydesdale Bank Gold3.00%1.00%1616.9%
representative
Must be a CB customer
Halifax All In One Card3.00%1.00%1517.9%
representative
Most applicants will get 15 months 0%. Others will get 13 or 11 months 0%.
LTSB Platinum3.00%1.00%1517.9%
representative
Sainsbury's Nectar Credit Card3.00%2.25%1516.9%
representative
Must have swiped your Nectar card in store in the last 6 months.
Barclaycard Platinum Purchase2.90%2.25%1418.9%
representative
Post Office Platinum2.98%2.50%1416.9%
representative
Min salary £20K. Two anniversary offers.
Post Office Classic2.98%2.50%1419.9%
representative
Min salary £8K. Two anniversary offers.
NatWest Platinum Special Offer1.00%1.00%1317.9%
representative
Min £10K income
RBS Platinum Special Offer1.00%1.00%1317.9%
representative
Min £10K income. Online offer only
Virgin Purchase Card2.89%1.00%1318.9%
representative
BT Credit Card3.00%1.00%1316.9%
representative
** Money transfer (SBT) fee is now 4% **
Debenhams2.99%1.00%1219.9%
representative
Asda Reward Card2.99%1.00%1216.8%
representative
bmi American Express3.00%1.00%1216.9%
representative
** Money transfer (SBT) fee is now 4% **
RSPCA Card3.00%1.00%1216.9%
representative
** Money transfer (SBT) fee is now 4% **
BOS All In One Card3.00%1.00%1217.9%
representative
Qualifying current account customers get 13 months 0%
AA Rewards Card3.00%1.00%1216.9%
representative
transferred within the first 90 days of your account opening
Sainsbury's Credit Card3.00%2.25%1216.9%
representative
Barclaycard Breathe3.00%2.25%1016.9%
representative
Max BT £5K
Tesco Clubcard2.90%1.00%916.9%
representative
BOI Mastercard Gold2.98%2.50%916.9%
representative
Min salary £15K
Saga Platinum3.00%3.00%911.9%
representative
Age 50+ only
Play.com1.50%1.00%616.9%
representative
** Money transfer (SBT) fee is now 4% **
Virgin Atlantic 'White'2.00%1.00%617.9%
representative
Low minimum payments during intro offer
John Lewis2.50%3.00%616.9%
representative
BOI Ulster Rugby Card2.98%2.50%617.9%
representative
Some issues, see forum
BOI Moneyback2.98%2.50%617.9%
representative
LTSB Avios Duo3.00%1.00%615.9%
representative
Co-op Members' Card3.00%2.00%615.9%
representative
Min salary £10K
Co-op Affinity Standard3.00%2.00%618.9%
representative
Various causes.

Table | 0% Balance transfer credit cards |