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0% Balance transfer credit cards
Here is our unbiased list of balance transfer cards listing the charges and offers if any.
| Unlimited Fees |
| Card | Fee | Max | min pay | 0% | APR | Notes |
|---|---|---|---|---|---|---|
| Virgin Money Card | 2.98% | Open | 3.00% | 16 | 16.6% |
 ** Money transfer (SBT) fee is now 4% ** |
| RBS Platinum | 2.90% | Open | 2.25% | 15 | 16.9% |
Min £10K income & must have an existing RBS product |
| NatWest Platinum | 2.90% | Open | 2.25% | 15 | 16.9% |
Min £10K income & must have an existing NatWest product |
| HSBC | 2.90% | Open | 2.50% | 15 | 16.9% |
Need to be a HSBC account holder |
| Abbey Credit Card | 3.00% | Open | 2.25% | 15 | 15.9% |
Min payments are 2.25% or fees + £5, whichever is the greater. |
| LTSB Platinum | 3.00% | Open | 2.00% | 14 | 15.9% |
Must make min £100 purchase, & BT within first 6 weeks. |
| MBNA Platinum Plus | 2.90% | Open | 3.00% | 13 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| MBNA Platinum Rewards | 2.90% | Open | 3.00% | 13 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Halifax Plus | 3.00% | Open | 1.00% | 13 | 16.9% |
|
| Egg Card | 3.00% | Open | 2.00% | 13 | 16.9% |
|
| Nationwide Gold Card | 3.00% | Open | 3.00% | 13 | 16.9% |
Can only ever have one 0% introductory offer. ?25K min income. |
| BT Credit Card | 3.00% | Open | 3.00% | 13 | 16.9% |
** Money transfer (SBT) fee is now 4% ** |
| Barclaycard Platinum | 2.50% | Open | 2.25% | 12 | 12.4% |
Max BT £5K. |
| Barclaycard Breathe | 2.50% | Open | 2.25% | 12 | 14.9% |
Max BT £5K |
| Post Office Platinum | 2.98% | Open | 2.50% | 12 | 16.9% |
Min salary £20K. Two anniversary offers. |
| Post Office Classic | 2.98% | Open | 2.50% | 12 | 19.9% |
Min salary £8K. Two anniversary offers. |
| Barclaycard OnePulse cashback | 3.00% | Open | 2.25% | 12 | 12.4% |
Max BT £5K |
| Abbey Zero Card | 3.00% | Open | 2.25% | 12 | 18.9% |
Available from 11/5/09 |
| Alliance & Leicester | 3.00% | Open | 3.00% | 12 | 15.9% |
Low minimum payments during intro offer |
| bmi American Express | 3.00% | Open | 3.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Sonycard | 3.00% | Open | 3.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Breast Cancer | 3.00% | Open | 3.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| ICICI Rewards Card | 3.00% | Open | 3.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Norwich & Peterborough Card | 3.00% | Open | 3.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Sainsbury's Credit Card | 3.00% | Open | 2.25% | 10 | 16.9% |
|
| BOI Mastercard Gold | 2.98% | Open | 3.00% | 9 | 16.9% |
Min salary £15K |
| Asda Reward Card | 2.99% | Open | 3.00% | 9 | 17.8% |
|
| GE Money | 2.99% | Open | 3.00% | 9 | 15.9% |
|
| Halifax Extras Card | 3.00% | Open | 1.0% | 9 | 17.9% |
Must hold or apply for a Halifax current account. See website. |
| Halifax All In One Card | 3.00% | Open | 1.00% | 9 | 15.9% |
|
| Halifax Charity Card | 3.00% | Open | 1.00% | 9 | 16.9% |
|
| BOS Union Card | 3.00% | Open | 1.00% | 9 | 17.9% |
|
| BOS All In One Card | 3.00% | Open | 1.00% | 9 | 15.9% |
|
| Saga Platinum | 3.00% | Open | 3.00% | 9 | 11.9% |
Age 50+ only |
| Play.com | 1.50% | Open | 3.00% | 6 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Virgin Atlantic 'White' | 2.00% | Open | 2.25% | 6 | 17.9% |
Low minimum payments during intro offer |
| Marks & Spencer | 2.00% | Open | 2.50% | 6 | 15.9% |
10 month 0% SBT via Sterling travellers cheques. 1% fee. See 'M&S Travel Money' |
| Tesco Clubcard | 2.00% | Open | 3.00% | 6 | 16.9% |
|
| John Lewis | 2.50% | Open | 3.00% | 6 | 16.9% |
|
| BOI Ulster Rugby Card | 2.98% | Open | 3.00% | 6 | 17.9% |
Some issues, see forum |
| BOI Moneyback | 2.98% | Open | 3.00% | 6 | 17.9% |
|
| Debenhams | 2.99% | Open | 4.00% | 6 | 19.9% |
|
| LTSB Airmiles Duo | 3.00% | Open | 2.00% | 6 | 15.9% |
Must make min £100 purchase, & BT within first 6 weeks |
| Co-op Members' Card | 3.00% | Open | 2.00% | 6 | 15.9% |
|
| Co-op Affinity Standard | 3.00% | Open | 2.00% | 6 | 18.9% |
Various causes |
| Co-op Affinity Platinum | 3.00% | Open | 2.00% | 6 | 16.9% |
Various causes |
| Yorkshire Bank Gold | 3.00% | Open | 2.50% | 6 | 16.9% |
|
| Clydesdale Bank Gold | 3.00% | Open | 2.50% | 6 | 16.9% |
|
| GM Card | 2.00% | Open | 2.00% | 5 | 14.9% |
|
Table | 0% Balance transfer credit cards |