Cashback Credit Cards

Cashback credit cards return a percentage of your spending back to you in cash, usually annually, these are often more profitable that points or reward card systems

Card cashback Spend Limit APR Notes
AMEX Platinum Moneyback Card5.0%18.9% 0.5% <?3500, 1% <?10K, 1.5% >?10K, 5% for first 3 months up to ?4000 spend
Egg Money1.0%£20,00012.9% 1% cashback on purchases. Also 4% interest paid on +ve balances.
Norwich & Peterborough1.0%£25,00014.9% 0.5% upto £11,999, then 1% between £12000 and £25,000. Also 0% on BTs
Citibank Shell Mastercard1.0%16.9% 3% on Shell fuel. 1% on other purchases but conditions apply - see website.
Capital One Low Rate Card0.5%8.5%
ICICI Credit0.5%14.0%
Co-op Members' Card0.5%15.9% 1% cashback on Co-op food, 0.5% cashback on other shopping.
Barclaycard Plat Cashback0.5%16.9% Cashback - 4% until 30/9/08, then 0.5% until 1/1/10. See website.

Table | Cashback credit cards |