Cashback credit cards return a percentage of your spending back to you in cash, usually annually, these are often more profitable that points or reward card systems
| Card |
cashback |
Spend Limit |
APR |
Notes |
| AMEX Platinum Moneyback Card | 5.0% | | 18.9% |
0.5% <?3500, 1% <?10K, 1.5% >?10K, 5% for first 3 months up to ?4000 spend |
| Egg Money | 1.0% | £20,000 | 12.9% |
1% cashback on purchases. Also 4% interest paid on +ve balances. |
| Norwich & Peterborough | 1.0% | £25,000 | 14.9% |
0.5% upto £11,999, then 1% between £12000 and £25,000. Also 0% on BTs |
| Citibank Shell Mastercard | 1.0% | | 16.9% |
3% on Shell fuel. 1% on other purchases but conditions apply - see website. |
| Capital One Low Rate Card | 0.5% | | 8.5% |
 |
| ICICI Credit | 0.5% | | 14.0% |
 |
| Co-op Members' Card | 0.5% | | 15.9% |
1% cashback on Co-op food, 0.5% cashback on other shopping. |
| Barclaycard Plat Cashback | 0.5% | | 16.9% |
Cashback - 4% until 30/9/08, then 0.5% until 1/1/10. See website. |