clariman Administrator Offline Making sense of cards Posts: 112

Testing only 02. Feb 2009 at 14:09   Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 3 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 1000 Partners monthly income after tax....... 5000 Benefits................................ 3000 Other income............................ 400 Total monthly income.................... 9400 Monthly Expense Details Mortgage................................ 10 Secured loan repayments................. 20 Hire Purchase (HP) repayments........... 0 Rent.................................... 30 Management charge (leasehold property).. 40 Council tax............................. 50 Electricity............................. 60 Gas..................................... 70 Oil..................................... 80 Water rates............................. 90 Telephone (land line)................... 100 Mobile phone............................ 110 TV Licence.............................. 120 Satellite/Cable TV...................... 130 Internet Services....................... 140 Groceries etc. ......................... 150 Clothing................................ 160 Petrol/diesel........................... 170 Road tax................................ 180 Car Insurance........................... 190 Car maintenance (including MOT)......... 200 Car parking............................. 210 Other travel............................ 220 Childcare/nursery....................... 230 Other child related expenses............ 240 Medical (prescriptions, dentist etc).... 250 Pet insurance/vet bills................. 260 Buildings insurance..................... 270 Contents insurance...................... 280 Life assurance ......................... 290 Other insurance......................... 300 Presents (birthday, christmas etc)...... 310 Haircuts................................ 320 Entertainment........................... 330 Holiday................................. 340 Emergency fund.......................... 350 Total monthly expenses.................. 6300 Assets Cash.................................... 0 House value (Gross)..................... 100000 Shares and bonds........................ 0 Car(s).................................. 5000 Other assets............................ 0 Total Assets............................ 105000 Secured & HP Debts Description....................Debt......Monthly...APR Mortgage...................... 75000....(10).......5 Secured Debt.................. 15000....(20).......6< Too many.......................666.......-.........6< No 5...........................5555......-.........5< No 4...........................4444......-.........4< Secured Debt extra.............11111.....-.........1.11 Total secured & HP debts...... 111776....-.........-   Unsecured Debts Description....................Debt......Monthly...APR Card 1.........................10000.....100.......10 Card 2.........................75000.....1200......20 Card 3.........................3000......300.......30 17 too many....................0.........0.........0 16.............................16........16........16 15.............................15........15........15 14.............................14........14........14 13.............................13........13........13 12.............................12........12........12 11.............................11........11........11 10.............................10........10........10 9..............................9.........9.........9 8..............................8.........8.........8 7..............................7.........7.........7 Card 6 new.....................6000......600.......6 Card 5.........................5000......500.......1.1 Card 4.........................4000......400.......40 Total unsecured debts..........103115....3215......-   Monthly Budget Summary Total monthly income.................... 9,400 Expenses (including HP & secured debts). 6,300 Available for debt repayments........... 3,100 Monthly UNsecured debt repayments....... 3,215 Amount short for making debt repayments. -115 Personal Balance Sheet Summary Total assets (things you own)........... 105,000 Total HP & Secured debt................. -111,776 Total Unsecured debt.................... -103,115 Net Assets.............................. -109,891

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