0% Purchases :RSS
0% Purchase credit cards
Here is our unbiased list of 0% purchase credit cards. Allowing you to purchase goods at 0% APR and pay back later.
| Card | min pay | Months | APR | Notes |
|---|---|---|---|---|
| Halifax Extras Card | 1.0% | 12 | 17.9% |
 |
| Tesco Clubcard | 3.00% | 12 | 16.9% |
may be 12 months in store |
| First Direct Gold | 3.00% | 12 | 16.9% |
Conditions apply, see website. |
| Marks & Spencer | 2.50% | 10 | 15.9% |
M&S reward points (vouchers) for all spending. |
| Halifax All In One Card | 1.00% | 9 | 15.9% |
|
| BOS All In One Card | 1.00% | 9 | 15.9% |
|
| Halifax Charity Card | 1.00% | 9 | 16.9% |
|
| BOS Union Card | 1.00% | 9 | 17.9% |
|
| Saga Platinum | 3.00% | 9 | 11.9% |
Age 50+. Extensive benefits package - see website |
| Play.com | 3.00% | 9 | 15.9% |
Rewards scheme - see website |
| Co-op Members' Card | 2.00% | 6 | 15.9% |
|
| Co-op Affinity Platinum | 2.00% | 6 | 16.9% |
|
| Co-op Affinity Standard | 2.00% | 6 | 18.9% |
|
| Yorkshire Bank Gold | 2.50% | 6 | 16.9% |
|
| Clydesdale Bank Gold | 2.50% | 6 | 16.9% |
|
| GE Money | 3.00% | 6 | 15.9% |
|
| Virgin Money Card | 3.00% | 6 | 16.6% |
big discounts at Virgin companies |
| John Lewis | 3.00% | 6 | 16.9% |
|
| BOI Ulster Rugby Card | 3.00% | 6 | 17.9% |
|
| GM Card | 2.00% | 5 | 14.9% |
|
| Capital One Platinum Card | 3.00% | 4 | 15.9% |
Excellent credit rating required. See website. |
| Halifax Plus | 1.00% | 3 | 16.9% |
|
| LTSB Platinum | 2.00% | 3 | 15.9% |
|
| Egg Card | 2.00% | 3 | 16.9% |
|
| Barclaycard Platinum | 2.25% | 3 | 12.4% |
|
| Abbey Credit Card | 2.25% | 3 | 15.9% |
|
| Sainsbury's Credit Card | 2.25% | 3 | 16.9% |
12 months 0% on Sainsbury's purchases. Only 3 months 0% on other purchases. |
| RBS Platinum | 2.25% | 3 | 16.9% |
Min £10K income & must have an existing RBS product |
| NatWest Platinum | 2.25% | 3 | 16.9% |
Min £10K income & must have an existing NatWest product |
| Abbey Zero Card | 2.25% | 3 | 18.9% |
|
| Goldfish | 2.50% | 3 | 9.9% |
|
| Post Office Platinum | 2.50% | 3 | 16.9% |
|
| HSBC | 2.50% | 3 | 16.9% |
Need to be a HSBC account holder |
| Post Office Classic | 2.50% | 3 | 19.9% |
|
| Alliance & Leicester | 3.00% | 3 | 15.9% |
|
| bmi American Express | 3.00% | 3 | 15.9% |
|
| Sonycard | 3.00% | 3 | 15.9% |
|
| MBNA Platinum Plus | 3.00% | 3 | 15.9% |
|
| Breast Cancer | 3.00% | 3 | 15.9% |
3 months from account opening |
| MBNA Platinum Rewards | 3.00% | 3 | 15.9% |
|
| ICICI Rewards Card | 3.00% | 3 | 15.9% |
Earn reward points by spending. See website. |
| Norwich & Peterborough Card | 3.00% | 3 | 15.9% |
|
| BOI Mastercard Gold | 3.00% | 3 | 16.9% |
|
| Nationwide Gold Card | 3.00% | 3 | 16.9% |
£25K min income. |
| BT Credit Card | 3.00% | 3 | 16.9% |
Discount on your phone bill |
| Asda Reward Card | 3.00% | 3 | 17.8% |
Extensive rewards programme. See website for full details. |
| BOI Moneyback | 3.00% | 3 | 17.9% |
|
Table | Purchase rate credit cards |