Lowest standard rate credit cards
Credit cards have a typical APR which vary from supplier to supplier This is our list of the low standard rate of APR cards available.
| Card | min pay | Typical APR | Notes |
|---|---|---|---|
| Sainsbury's Low Rate Credit Card | 2.25% | 6.9% |
 Must have swiped your Nectar card in last 6 months |
| Barclaycard Simplicity | 2.25% | 7.9% |
|
| Co-op Platinum Fixed Rate | 2.00% | 9.9% |
Rate fixed for 5 years. |
| Saga Platinum | 3.00% | 11.9% |
Age 50+. Extensive benefits package - see website |
| Virgin Charity Card | 1.00% | 12.9% |
|
| Nationwide Select Credit Card | 1.00% | 12.9% |
Must be a 'main account' customer. See T&Cs. No foreign loading charges |
Table | Low opening Balance credit cards |