Lowest standard rate credit cards

Credit cards have a typical APR which vary from supplier to supplier This is our list of the low standard rate of APR cards available.

Card min pay Typical APR Notes
Barclaycard Simplicity2.25%6.8%
Capital One Low Rate Card3.00%8.5% "Excellent" credit rating required. See website.
IF.com Flat Rate Card2.00%8.9%
Halifax One2.00%9.9%
Co-op Platinum Fixed Rate2.00%9.9%
Egg Money2.00%12.9%
PayPal3.00%12.9%

Table | Low opening Balance credit cards |